Privacy Policy
Team Legacy Capital, LLC (“TLC,” “we,” “us,” or “our”) is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website at goteamlegacy.com or submit a request for mortgage services.
Please read this policy carefully. By using our website or submitting a contact form, you agree to the practices described below.
Information We Collect
When you submit a contact or inquiry form on our website, we may collect the following:
- First and last name
- Email address
- Phone number
- Loan type of interest (Purchase, Refinance, HELOC, etc.)
- Estimated loan amount or home price range
- Target state for the loan
- How you heard about us
- IP address and timestamp at time of form submission
- UTM and referral source data from the URL
We may also collect information automatically when you visit our website, including browser type, device type, pages visited, and time on site through standard analytics tools.
How We Use Your Information
We use the information we collect to:
- Respond to your mortgage inquiry and connect you with a licensed loan officer
- Send appointment confirmations, reminders, and follow-up communications related to your loan application
- Send mortgage rate updates and promotional communications, only if you have opted in
- Comply with applicable federal and state mortgage lending regulations
- Improve our website and services
- Maintain records as required by law
Text Message Communications (SMS)
By submitting our contact form and checking the consent box, you expressly consent to receive text messages (SMS) from Team Legacy Capital, LLC at the phone number you provide. These messages may include:
- Appointment reminders and confirmations
- Document follow-up requests
- Loan status updates
- Mortgage rate updates and promotional information, if you opt in to marketing communications
Message and data rates may apply. Message frequency varies based on your inquiry and loan status.
To opt out of text messages at any time, reply STOP to any message. You will receive a one-time confirmation and no further messages will be sent. To opt back in, reply START. For help, reply HELP or contact us at info@goteamlegacy.com.
Email Communications
By submitting your email address through our contact form, you consent to receive email communications from Team Legacy Capital related to your mortgage inquiry. Marketing emails will include an unsubscribe link. To opt out, click the unsubscribe link in any email or contact us directly.
How We Share Your Information
We do not sell your personal information. We may share your information with:
- Loan officers and processing staff at Team Legacy Capital who work directly on your file
- Lenders and wholesale partners as necessary to process your mortgage application
- Service providers who assist us in operating our website and CRM, bound by confidentiality agreements
- Credit reporting agencies as required to process your application
- Regulatory authorities as required by applicable law, including NMLS reporting requirements
Data Security
We use industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. No method of internet transmission or electronic storage is 100% secure and we cannot guarantee absolute security.
Your Rights
Depending on your state of residence, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal information, subject to legal retention requirements
- Opt out of marketing communications at any time
To exercise any of these rights, contact us at info@goteamlegacy.com or call 551-278-5855.
Cookies and Analytics
Our website may use cookies and similar tracking technologies to improve your browsing experience and analyze site traffic. You can control cookie settings through your browser. Disabling cookies may affect certain website functionality.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies separately.
Children’s Privacy
Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.
Changes to This Policy
We may update this Privacy Policy from time to time. We will post the updated policy on this page with a revised effective date. Continued use of our website after changes are posted constitutes your acceptance of the updated policy.
Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us:
- Team Legacy Capital, LLC
- 11 Park Ave, Office E, Rutherford, NJ 07070
- NMLS #2817705
- Email: info@goteamlegacy.com
- Phone: 551-278-5855
- Website: goteamlegacy.com