goteamlegacy

Terms

Terms of Service 

Effective Date: July 1, 2026  |  Last Updated: July 1, 2026 

Please read these Terms of Service carefully before using goteamlegacy.com or submitting any information through our website. By accessing our website or submitting a contact form, you agree to be bound by these terms. 

About Team Legacy Capital

Team Legacy Capital, LLC (“TLC,” “we,” “us,” or “our”) is a licensed mortgage broker operating in New Jersey, Colorado, Connecticut, and Pennsylvania (NMLS #2817705). We connect borrowers with mortgage lending solutions including purchase loans, refinances, HELOCs, jumbo loans, and investor products. 

Use of This Website

By using goteamlegacy.com, you agree to use the site only for lawful purposes and in a manner that does not infringe the rights of others. You agree not to: 

  • Submit false, misleading, or fraudulent information through any form on the site 
  • Attempt to gain unauthorized access to any part of the website or its systems 
  • Use automated tools to scrape, crawl, or collect data from the site 
  • Reproduce or distribute any content from the site without written permission 

Mortgage Services and No Commitment to Lend

The information provided on this website is for general informational purposes only and does not constitute a mortgage application, loan commitment, or offer to lend. Submission of a contact form or inquiry does not guarantee loan approval or lock any rate or terms. All loans are subject to credit approval, underwriting review, and applicable state and federal regulations. 

Team Legacy Capital acts as a mortgage broker and does not fund loans directly. We work with a network of wholesale lenders to find suitable loan products for qualified borrowers. 

SMS and Email Communications

By submitting a contact form on our website and checking the applicable consent checkbox, you agree to receive communications from Team Legacy Capital as follows: 

  • Transactional messages: Appointment reminders, document follow-up requests, and loan status updates. Consent to transactional messages is required to process your inquiry. 
  • Marketing messages: Mortgage rate updates, promotional offers, and general mortgage information. Consent to marketing messages is optional and will not affect processing of your inquiry. 

Message and data rates may apply. Message frequency varies. To opt out of text messages at any time, reply STOP to any message. To opt out of marketing emails, click the unsubscribe link in any email. For help, reply HELP or contact us at info@goteamlegacy.com. 

Accuracy of Information

We make reasonable efforts to keep the information on this website accurate and up to date. However, mortgage rates, loan products, and program availability change frequently. Any rates, terms, or product descriptions shown on this website are for illustrative purposes only and are subject to change without notice. Contact a licensed loan officer for current rates and program availability. 

Third-Party Links

Our website may contain links to third-party websites including lender sites, calculators, and resources. We are not responsible for the content, accuracy, or privacy practices of any third-party sites. Links do not constitute an endorsement of those sites or their content. 

To exercise any of these rights, contact us at info@goteamlegacy.com or call 551-278-5855.

Intellectual Property

All content on goteamlegacy.com including text, graphics, logos, and design elements is the property of Team Legacy Capital, LLC or its vendors and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works from any content on this site without prior written permission. 

Disclaimer of Warranties

This website and its content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. 

Limitation of Liability

To the fullest extent permitted by law, Team Legacy Capital, LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or our services, even if we have been advised of the possibility of such damages. 

Privacy

Your use of this website is also governed by our Privacy Policy, available at goteamlegacy.com/privacy-policy. The Privacy Policy is incorporated into these Terms of Service by reference. 

Governing Law

These Terms of Service are governed by the laws of the State of New Jersey without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our website shall be subject to the exclusive jurisdiction of the courts of the State of New Jersey. 

Changes to These Terms 

We reserve the right to update or modify these Terms of Service at any time. Changes will be posted on this page with a revised effective date. Continued use of the website after changes are posted constitutes your acceptance of the updated terms.

Contact Us

If you have questions about these Terms of Service, please contact us: